splittly

Terms of Service

Last updated: October 12, 2026

These terms govern your use of Splittly, located at splittly.vercel.app (the "Service"). By using the Service you agree to these terms. If you do not agree, do not use the Service.

1. The Service

Splittly is a free tool for recording shared expenses and calculating who owes whom. It does not require an account. Calculations, receipt scanning results and articles on this site are provided for convenience only and are not financial, tax or legal advice. Always check the figures yourself before paying or requesting money.

2. Your content

"Your content" means anything you enter into or upload to the Service, including participant names, expense descriptions, amounts, notes, and images or photos of receipts.

  • You are solely responsible for your content. You are responsible for what you enter or upload, for having the right to use it, and for any consequences of sharing it.
  • We do not review or monitor content. Content is created by users, not by Splittly. We do not pre-screen, approve or endorse it, and it does not represent our views.
  • We are not responsible for user content. To the fullest extent permitted by law, Splittly and its developers are not liable for any content entered, uploaded or shared by users, including offensive, explicit, inaccurate, unlawful or otherwise objectionable text or images, or for any loss or harm arising from it.
  • Receipt images. Receipt scanning on the expenses page runs in your browser, and the image is not uploaded to or stored by us. Images you submit to the Receipt Scanner tool are sent to Google's Gemini API for processing and are not stored by us. Only upload images of receipts that you have the right to share.
  • Permission to operate the Service. You allow us to store, process and display your content only as needed to run the Service — for example, to sync a shared board between its participants. We claim no ownership of your content.

3. Acceptable use

You must not use the Service to enter, upload or share content that:

  • is sexually explicit, pornographic or otherwise not safe for work;
  • is unlawful, threatening, harassing, defamatory, hateful or discriminatory;
  • exploits or harms minors in any way;
  • contains other people's personal or financial information without their permission (for example full card numbers or ID documents);
  • infringes anyone's copyright, trademark or other rights;
  • contains malware or attempts to disrupt or misuse the Service.

You must also not use the Service for fraud or to request money that is not genuinely owed.

4. Shared boards and links

Anyone who has the link to a shared board can view and edit it, and share links contain the board data itself. You decide who receives these links, and you are responsible for sharing them only with people you trust. We are not responsible for content added to a board by other people who have its link.

5. Reporting and removal

If you find content on the Service that violates these terms or the law, please report it to alybinleft@gmail.com with the board link and a short description. We may, at our discretion and without notice, remove or delete any content or shared board that we believe violates these terms or the law, and we may restrict access to the Service for anyone who misuses it. Where required by law, we will act on valid reports of unlawful content.

6. Third-party services

The Service relies on third-party providers, including Google Firebase (data storage for shared boards), Google Gemini (receipt scanning), Google AdSense (advertising) and Vercel (hosting and analytics). Their use of data is governed by their own terms and privacy policies, and we are not responsible for their services or for the content of ads they display. See our Privacy Policy for details.

7. Intellectual property

The Splittly name, logo, design, code and articles are owned by Splittly and its licensors. You may use the Service for your own personal, non-commercial purposes. You must not copy, republish, sell or redistribute material from the site without permission.

8. Disclaimer of warranties

The Service is provided free of charge, "as is" and "as available", without warranties of any kind, express or implied. We do not guarantee that the Service will be available, error-free or secure, that calculations or scanned amounts will be accurate, or that data stored in the Service will not be lost. Keep your own copy of anything important — for example, using the Excel export.

9. Limitation of liability

To the fullest extent permitted by law, Splittly and its developers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, money or goodwill, arising from your use of the Service, from content provided by you or other users, or from your reliance on any calculation. Nothing in these terms limits liability that cannot be limited under applicable law.

10. Indemnity

You agree to indemnify and hold harmless Splittly and its developers from any claims, damages, losses and expenses (including reasonable legal fees) arising from your content, your use of the Service, or your breach of these terms.

11. Cookies

The Service and its advertising partners use cookies as described in our Privacy Policy.

12. Changes to these terms

We may update these terms from time to time. The date at the top of this page shows when they were last changed. Continuing to use the Service after a change means you accept the updated terms.

13. Contact

Questions about these terms? Contact us at alybinleft@gmail.com.